Terms of Service

The House of Curiosity, LLC (The House of Curiosity, “THC,” “we,” “us,” “our”)
Effective Date: 12/28/2025
Last Updated: December 2025

These Terms of Service (“Terms”) govern your access to and use of THC’s websites, domains and subdomains, community spaces (including Discord or similar platforms), live and recorded events, workshops, sprints, cohorts, memberships, digital products (including templates, prompts, PDFs, and replays), and any related services or offerings (collectively, the “Services”).

By accessing or using the Services, you agree to these Terms. If you do not agree, do not use the Services.

If you use the Services on behalf of an organization, you represent and warrant that you have authority to bind that organization to these Terms, and “you” refers to that organization.

1. Who we are

The House of Curiosity, LLC
Email: Team@thecuriosityco-op.com
Business location: Michigan, United States (see Section 24 for governing law and venue)

2. Related policies

These Terms incorporate by reference the following, each of which is part of your agreement with us:

  • Privacy Policy (how we collect, use, and protect personal information)
  • Refunds and Cancellations Policy (refund, credit, transfer, and cancellation rules)

If there is a conflict between these Terms and the Refunds and Cancellations Policy on refund matters, the Refunds and Cancellations Policy controls. Mandatory consumer rights (including in the EU/UK and other jurisdictions) are not waived.

3. Eligibility

You must be at least 18 years old, or the age of majority in your jurisdiction, to purchase paid Services. If you are under 18, you may only use eligible free Services with a parent or legal guardian’s consent and supervision where permitted by law.

4. Changes to the Services and Terms

We may modify, suspend, or discontinue any part of the Services at any time. We may update these Terms from time to time. We will post the updated Terms and revise the “Last Updated” date.

If changes are material, we will take reasonable steps to notify you (for example, by email or a prominent notice). Your continued use of the Services after the effective date means you accept the updated Terms.

5. Accounts and security of your account

Some Services require an account.

You agree to:

  • Provide accurate and complete information and keep it current
  • Keep your login credentials confidential
  • Promptly notify us of unauthorized access or suspicious activity

You are responsible for all activity that occurs under your account. We may suspend or terminate accounts as described in Section 22.

6. Our Services (what we provide)

The Services may include:

  • Live workshops, events, sprints, cohorts, office hours, and community calls
  • Memberships and subscription access to community spaces and resources
  • Digital products such as templates, guides, prompt kits, recordings, and replays
  • Advisory, consulting, creative, and implementation services (where offered)
  • Community spaces and discussions, including AI demonstrations and workflows

Service details, deliverables, timing, and access are described on the relevant sales page, checkout page, or written statement of work.

7. Purchases, payments, and taxes

7.1 Payments and processors

Paid Services may be purchased through third party payment processors (for example, Stripe, PayPal, or others). By providing payment information, you authorize us and our payment processors to charge applicable fees and any taxes.

7.2 Currency and conversion

Charges may be processed in USD or another supported currency. Your bank or provider may apply currency conversion fees or other charges.

7.3 Taxes

You are responsible for any taxes, duties, or similar governmental assessments, except where we are required to collect and remit them at checkout.

7.4 No chargeback abuse

If you open a payment dispute or chargeback without contacting us first, we may limit or suspend access to the Services while the dispute is pending, and we may decline future purchases where we reasonably believe disputes are abusive or unfounded.

8. Memberships, subscriptions, and auto renewal

If you purchase a membership or subscription:

  • Your plan may renew automatically unless you cancel before renewal
  • You authorize recurring charges until cancellation
  • Cancellation methods are provided at checkout and/or in your account settings, or you may contact us at Team@thecuriosityco-op.com

Unless otherwise stated, cancellation stops future renewals and access continues through the end of the current billing period. Refund rules are in the Refunds and Cancellations Policy.

9. Events, recordings, and replay use

9.1 Event terms

By registering for an event, you agree to the event description, schedule, and any event specific rules in effect at the time of purchase.

9.2 Recordings and replays

Many sessions may be recorded. By attending, you acknowledge that your voice, video, screen name, chat messages, and shared screens may be captured.

Subject to the Privacy Policy and applicable law, we may use recordings to:

  • Provide replays to attendees or members (if included)
  • Create internal training and quality improvements
  • Create highlight clips and promotional materials

If you do not want to be recorded, join with camera and microphone off and avoid sharing sensitive information. We cannot guarantee that community spaces are confidential.

9.3 Rescheduling or cancellation by us

We may reschedule or cancel events due to facilitator availability, technical issues, safety, or other reasons. Remedies are handled under the Refunds and Cancellations Policy and applicable law (for example, refund, credit, transfer, or reschedule options).

10. Community guidelines and acceptable use

You agree not to, and not to attempt to:

  • Harass, threaten, stalk, intimidate, or discriminate against others
  • Post hateful, abusive, sexually exploitative, or illegal content
  • Share spam, scams, or deceptive promotions in spaces where not explicitly allowed
  • Upload malware or disrupt the Services, platforms, or other users’ access
  • Probe, scan, or test the vulnerability of any system without authorization
  • Reverse engineer, scrape, or extract data from the Services except as permitted by law and authorized in writing
  • Circumvent access controls or use the Services in ways that exceed authorized permissions
  • Misrepresent affiliation with THC, our team, or our community
  • Violate privacy rights, publicity rights, or intellectual property rights of others
  • Use the Services in violation of applicable law, including export control and sanctions laws

We may remove content, limit visibility, restrict features, or suspend or terminate access to protect the community, protect our systems, comply with law, or address risk.

11. User Content

11.1 Definition

“User Content” means content you submit, post, upload, publish, or share through the Services, including text, images, prompts, audio, video, code, links, and files.

11.2 Ownership

You retain ownership of your User Content as between you and us, subject to the license you grant below.

11.3 License you grant to THC

By submitting User Content, you grant THC a worldwide, non exclusive, royalty free, transferable, sublicensable license to host, store, reproduce, modify, adapt, translate, create derivative works of, publish, distribute, publicly perform, and publicly display your User Content solely to:

  • Operate, maintain, and provide the Services
  • Moderate, protect, and improve the Services and community
  • Create recordings, replays, highlights, and educational materials
  • Promote the Services and community (including testimonials and marketing), subject to Section 11.4

This license continues for as long as your User Content is stored in our systems, plus a reasonable period for backup, archival, and legal compliance, unless applicable law grants you deletion rights that you exercise.

11.4 Testimonials and public feedback

If you provide feedback, comments, or success stories, you grant us permission to use them for marketing, including your name, handle, and image as made public by you, unless you explicitly ask us not to.

11.5 Your responsibilities for User Content

You represent and warrant that:

  • You have all rights, permissions, and consents needed to submit your User Content
  • Your User Content does not infringe or misappropriate third party rights
  • Your User Content complies with these Terms and applicable law

12. Intellectual property and permissions

12.1 THC materials

The Services and all THC provided content, including workshop materials, templates, guides, recordings, replays, videos, slides, prompts, branding, logos, and site content (collectively, “THC Content”), are owned by THC or our licensors and protected by intellectual property laws.

12.2 Limited license to you

Subject to your compliance with these Terms and payment of applicable fees, we grant you a limited, non exclusive, non transferable, revocable license to access and use THC Content for your personal use and internal business use only, unless otherwise stated in writing.

You may not, unless explicitly authorized in writing:

  • Copy, sell, sublicense, redistribute, or publicly share THC Content
  • Record or republish paid sessions
  • Remove copyright, trademark, or proprietary notices
  • Create competing products by copying or extracting substantial portions of THC Content

12.3 Copyright complaints

If you believe content on the Services infringes your copyright, contact Team@thecuriosityco-op.com with sufficient detail to identify the work and the allegedly infringing material.

13. AI tools, demonstrations, and responsibility

THC may provide education, demonstrations, workflows, templates, and discussions involving AI tools and AI generated outputs.

You acknowledge that:

  • AI outputs can be inaccurate, incomplete, misleading, or inappropriate
  • You are responsible for reviewing, validating, and testing outputs before using them
  • The Services do not provide legal, medical, financial, or other regulated professional advice unless we expressly agree in a separate signed writing

You agree not to use the Services or any outputs to violate law or third party rights.

14. Security, testing, and platform integrity

We take security seriously and design our operations to protect the confidentiality, integrity, and availability of the Services.

14.1 Our security program (high level)

We maintain a security program that is informed by recognized industry practices. Depending on the Service and the systems involved, this may include:

  • Access controls and least privilege practices
  • Encryption in transit where supported by the relevant platform and integrations
  • Monitoring and logging to help detect misuse and operational issues
  • Vulnerability management practices (such as updates, patching, and dependency hygiene where applicable)
  • Backups and recovery practices appropriate to the nature of the Service
  • Security reviews of material changes where appropriate

14.2 Rigorous testing and quality practices

We use quality practices appropriate to the Services offered. This may include:

  • Testing new workflows, templates, or automation steps before release
  • Reviewing content for clarity, usability, and safety
  • Monitoring live events and community spaces to reduce abuse and protect participants
  • Iterating based on feedback and observed issues

14.3 No absolute guarantee

Despite these efforts, no system can be guaranteed 100 percent secure. You understand that we do not and cannot promise that the Services will be uninterrupted, invulnerable, or error free. You are responsible for using reasonable safeguards on your side (for example, strong passwords, device security, and avoiding sharing sensitive information in group settings).

14.4 Security issues

If you believe you found a security vulnerability, please contact Team@thecuriosityco-op.com with details. Do not publicly disclose the issue before giving us a reasonable opportunity to investigate and mitigate.

15. Privacy and confidentiality in community spaces

Our Privacy Policy explains how we collect, use, and protect personal information.

Community spaces and live sessions may involve group discussions. While we encourage respectful confidentiality, we cannot guarantee other participants will keep information confidential. Do not share sensitive personal data, credentials, or highly confidential business information in group settings.

16. Third party services and links

The Services may integrate with or link to third party services (for example, Discord, Zoom, Google Meet, Notion, Stripe, PayPal, and others). Third parties are not under our control, and your use of them is governed by their own terms and policies.

We are not responsible for third party content, outages, policies, or practices.

17. Beta features

We may offer certain features as beta, preview, or experimental. These are provided “as is” and may be modified or discontinued at any time.

18. Disclaimers

To the fullest extent permitted by law:

  • The Services are provided “as is” and “as available”
  • We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non infringement
  • We do not warrant that the Services will be uninterrupted, secure, timely, or error free, or that defects will be corrected
  • Your use of the Services is at your own risk, and you are responsible for decisions you make based on the Services

Some jurisdictions do not allow certain warranty disclaimers, so some of the above may not apply to you.

19. Limitation of liability

To the fullest extent permitted by law:

  • THC and its owners, team members, contractors, and partners will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or any loss of profits, revenue, data, goodwill, or business interruption arising out of or related to the Services
  • THC’s total liability for any claim arising out of or relating to the Services will not exceed the greater of:
    1. the total amount you paid to THC for the Services giving rise to the claim in the 12 months before the event giving rise to the claim, or
    2. USD $100

Some jurisdictions do not allow limitation of liability for certain damages, so these limits may not apply to you to the extent prohibited by law.

20. Indemnification

You agree to defend, indemnify, and hold harmless THC and its owners, team members, contractors, and partners from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to:

  • Your use of the Services
  • Your User Content
  • Your violation of these Terms or applicable law
  • Your violation of any third party rights

21. Suspension and termination

We may suspend or terminate your access to some or all Services, with or without notice, if we reasonably believe you:

  • Violated these Terms or our community standards
  • Created risk or harm to the community, THC, or third parties
  • Engaged in fraudulent, abusive, or illegal activity
  • Attempted to compromise security or integrity of the Services

You may stop using the Services at any time.

Upon termination, your license to use THC Content ends. Sections that by their nature should survive will survive, including Sections 11 through 26.

22. Communications and notices

We may send notices and communications via email, within the Services, via your account dashboard, or through community channels. You are responsible for keeping your contact information current.

23. International users and local consumer rights

The Services are accessible globally, but may not be appropriate or available in every jurisdiction. You are responsible for complying with your local laws, including consumer protection, privacy, and export control requirements.

Nothing in these Terms limits any rights you have under mandatory consumer protection laws that cannot be waived by contract. Where non waivable rights apply, they control.

24. Governing law and venue

Except where prohibited by applicable law, these Terms and any dispute or claim arising out of or relating to the Services will be governed by the laws of the State of Michigan, United States, without regard to conflict of laws rules.

Subject to mandatory local consumer rights, you agree that any legal action or proceeding will be brought exclusively in the state or federal courts located in or serving Ann Arbor, Michigan, and you consent to personal jurisdiction there.

If your local law requires disputes to be brought in your home jurisdiction, that law will apply to the extent required.

25. Informal dispute resolution

Before initiating formal legal proceedings, you agree to contact us at Team@thecuriosityco-op.com and attempt to resolve the dispute informally. Please include your name, the email used for your account or purchase, and a description of the issue. We will attempt to resolve disputes in good faith.

26. Miscellaneous

26.1 Severability

If any provision is found unenforceable, the remaining provisions remain in effect.

26.2 No waiver

Our failure to enforce any provision is not a waiver.

26.3 Assignment

You may not assign these Terms without our prior written consent. We may assign these Terms in connection with a merger, acquisition, corporate reorganization, or sale of assets, or by operation of law.

26.4 Entire agreement

These Terms, together with the Privacy Policy and Refunds and Cancellations Policy, form the entire agreement between you and THC regarding the Services and supersede prior or contemporaneous agreements on the same subject matter.

27. Contact

Questions about these Terms: Team@thecuriosityco-op.com